Int. J. Business Excellence, Vol. 3, No. 1, 2010 65
Copyright © 2010 Inderscience Enterprises Ltd.
Malmquist productivity and efficiency analysis for
banking industry in India
Seema Sharma*
Room no. 503, Department of Management Studies,
Vishwakarma Bhawan, Shaheed Jeet Singh Marg,
Indian Institute of Technology,
New Delhi, 110016, India
Fax: 91-11-26862620
E-mail: seemash@dms.iitd.ac.in
*Corresponding author
Sanjeev Gupta
Department of Humanities and Management,
Dr. B.R. Ambedkar National Institute of Technology,
Jalandhar, 14011, Punjab, India
E-mail: sanjeeveco@yahoo.co.in
E-mail: guptas@nitj.ac.in
Abstract: This paper attempts to analyse the productivity and efficiency
growth pattern of Indian banking industry during the post-liberalisation era.
Malmquist data envelopment analysis (DEA) has been used to estimate the
different performance measures viz., productivity growth, technological
change, technical efficiency and scale efficiency for the period 1996–2006.
Results indicate that during the study period, this industry experienced regress
in technological progress along with stagnation in technical efficiency. Some
progress is reported in scale economies but the dominating technological
regress resulted in productivity decline. From the group wise analysis,
nationalised sector came out to be the leader in case of scale economies
whereas private sector emerged as the best performer in technical efficiency.
None of the groups could experience positive productivity growth over the
study period.
Keywords: Malmquist data envelopment analysis; DEA; technical change;
technical efficiency; scale efficiency; total factor productivity; TFP;
liberalisation; banking sector reforms; India.
Reference to this paper should be made as follows: Sharma, S. and Gupta, S.
(2010) ‘Malmquist productivity and efficiency analysis for banking industry in
India’, Int. J. Business Excellence, Vol. 3, No. 1, pp.65–76.
Biographical notes: Seema Sharma is an Assistant Professor in the
Department of Management Studies in Indian Institute of Technology Delhi
(IITD). She received her PhD in Economics from IITD. Her areas of interest
include economics and statistical analysis. The major area of research, among
others, centres on productivity and efficiency analysis. She has participated and
presented her research in many national and international conferences in India
and abroad. She has published her research in national and international
refereed journals. She has travelled to several countries such as USA, Japan,
France, Australia, Thailand and Czech Republic.