www.idosr.org Attamah
102
International Digital Organization for Scientific Research ISSN: 2579-0765
IDOSR JOURNAL OF CURRENT ISSUES IN SOCIAL SCIENCES 2(1): 102-107, 2016.
©IDOSR Publications
Financial Crimes the Bane of Development in Nigeria
Nicholas Attamah
Department of Economics Enugu State University of Science and Technology (ESUT) Enugu,
Nigeria.
ABSTRACT
Financial Crimes are criminal activities carried out by individuals or criminal organizations
to provide economic benefits through illegal methods. Financial crimes which have become
a very important issue in recent years all over the world cause big harm to the economy
and society. Income from financial crimes corresponds to a very large proportion of global
GDP. Regulatory bodies constantly develop new tactics to combat financial crimes. With the
development of technology, criminals develop new tactics. The most common financial
crimes faced today are terrorist financing, money laundering, corruption and fraud. This
review articles lay down various types of financial crimes, its manifestation in Nigeria, its
effect on the economy and all the regulatory body that will help enhance proper monitory
accountability in the country. Not left out is the need for proper orientation for all the
citizens in the country.
Keywords: Financial crimes, Nigeria, and Development
INTRODUCTION
Financial crimes are crimes in which
criminal organizations benefit
financially. In financial crimes, usually,
one party provides a financial benefit and
the other party suffers a financial
loss. These are frequently committed for
the personal benefit of the criminal and
involve the illegal conversion of
ownership of the property involved
[1]. They can occur in many different
forms, and they happen all over the
world. Some of the most common crimes
facing the financial sector are money
laundering, terrorist financing, fraud, tax
evasion. These crimes are committed
every day, and governments worldwide
are frequently prosecuting financial
criminals while searching for new ones.
Nigeria is a nation bestowed with vast
human and natural resources with oil
exports accounting for about 95% of
foreign-exchange income and some 80% of
government income, with a population of
about 158 million [2]. Despite its
enormous array of resources, the Nigerian
economy has witnessed a period of
stagnant economic growth. This has been
partly blamed on corruption and gross
mismanagement of the country‟s vast
resources. Corruption has tremendously
affected the lives and provoked animosity
amongst Nigerians [3]. It has eaten so
deep into the fabrics of the Nigerian
government, the public and private
sectors, governmental and non-
governmental organizations and has
essentially become a way of life and an
important source of accumulation of
private property in Nigeria [4]. Corruption
has greatly contributed to the
backwardness and failure of good
governance in Nigeria. The country has
not been able to implement policies which
promote good governance and facilitate
the development and success of the
democratic process due to the prevalent
existence of both high (Political
corruption) and low levels (Bureaucratic
corruption). There is no doubt that this
canker of development threatens the
moral integrity of the nation and hampers
development [5]. Over the years
especially during the military regimes,
little was done to fight this malaise.
According to some analysts, even the anti-
corruption efforts of governments such as
Muhammadu Buhari/Tunde Idiagbon and
Olusegun Obasanjo failed to produce