Mahdatika, Adam, dan Hany Al-Mashrafiyah Vol. 5, No.2, Oktober (2021) 1 Al-Mashrafiyah: Jurnal Ekonomi, Keuangan dan Perbankan Syariah ISSN (p): 2597-4904 ISSN (e) : 2620-5661 Volume 5, Nomor 1, Oktober (2021), h. 1-14 10.24252/al-mashrafiyah.v5i2.19547 Manajemen Likuiditas, Manajemen GAP, dan Manajemen Valuta Asing Pada Assets and Liability Management (ALMA) Terhadap Net Profit Margin (NPM) Pada Bank Muamalat Indonesia Periode 2017-2019 Inna Cikita Mahdatika 1 Mahasiswa Program Studi S2 Sains Ekonomi Islam, Fakultas Ekonomi dan Bisnis, Universitas Airlangga Email: inna.cikita.mahdatika-2019@feb.unair.ac.id 1 Muhammad Adam 2 Email: Muhammad.adam-2019@feb.unair.ac.id 2 Ira Humaira Hany 3 Email: ira.humaira.hany-2018@feb.unair.ac.id Received: 09-03-2021; Revised: 21-08-2021; Accepted: 04-10-2021; Keywords: Liquidity Management, Gap Management, Foreign Exchange Management, Net Profit Margin. Kata Kunci: Manajemen Likuiditas, Manajemen Gap, Manajemen Valuta Asing, Net Profit Margin. ABSTRACT The purpose of this study is to determine the effect of Liquidity Management, Gap Management and Foreign Exchange Management on Net Profit Margin (Y) at Bank Muamalat Indonesia for the 2017-2019 Period. This research uses quantitative methods with multiple linear regression analysis. Endogenous variables are Net Profit Margin, while exogenous variables are Liquidity Management, Gap Management and Foreign Exchange Management. The results of the study indicate that the variables of Liquidity Management (X1) and Foreign Exchange Management (X3) have a significant positive effect on Net Profit Margin (NPM) at Bank Muamalat Indonesia 2017-2019. This is evidenced by looking at the standard beta coefficient value which shows a positive value of 337.1331% and 21.41268%. Meanwhile, the Gap Management variable (X2) has a significant negative effect on Net Profit Margin (NPM) at Bank Mualamat Indonesia for the 2017-2019 period. This is evidenced by seeing the standard beta coefficient value which shows a negative value of 39.50876%. In simultaneous testing, all exogenous variables including liquidity management (X1), gap management (X2) and foreign exchange management (X3) simultaneously affect the endogenous variable, namely Net Profit Margin (NPM) (Y). ABSTRAK Tujuan dari penelitian ini, guna untuk mengetahui pengaruh Manajemen Likuiditas, Manajemen Gap dan Manajemen Valuta Asing terhadap Net Profit Margin (Y) pada Bank Muamalat Indonesia Periode 2017-2019. Penelitian ini menggunakan metode kuantitatif dengan analisis regresi linier berganda. Variabel endogen berupa Net Profit Margin, sedangkan variabel eksogen berupa Manajemen Likuiditas, Manajemen Gap dan Manajemen Valuta Asing. Hasil dari penelitian menunjukkan bahwa variabel Manajemen Likuiditas (X1) dan manajemen Valuta Asing (X3) berpengaruh positif siginifikan terhadap Net Profit Margin (NPM) pada Bank Muamalat Indonesia tahun 2017-2019. Hal ini dibuktikan dengan melihat nilai standart coefficient beta menunjukkan nilai positif sebesar 337.1331% dan brought to you by CORE View metadata, citation and similar papers at core.ac.uk provided by E-Jurnal UIN (Universitas Islam Negeri) Alauddin Makassar