JurnalRisetManajemen dan Bisnis (JRMB) FakultasEkonomi UNIAT Vol. 5, No 1, November - February 2020: 45 - 56 P-ISSN 2527–7502 E-ISSN 2581-2165 PENGARUH KEBIJAKAN SPIN-OFF DAN PERTUMBUHAN EKONOMI TERHADAP KESEHATAN BANK UMUM SYARIAH Nana Nawasiah, Fatima Tuzzahara Alkaf Fakultas Ekonomi dan Bisnis Universitas Pancasila Article Information ABSTRACT Category: Business and finance, Research Paper Corresponding author: nananawasiah@univpancasila .ac.id, Jl . Raya Lenteng Agung No.56-80, Sr engseng Saw ah, Jakar ta, Kota Jakar t a Selatan, Daerah Khusus Ibukota Jakarta 12640 Reviewing editor: Suryani, IAIN Lhokseumawe, Indonesia Received 14 Oct 2019 Accepted 25 Feb 2020 Accepted author version posted online: 26 Feb 2020 Published by Economics Faculty of Attahiriyah Islamic University Purpose- This study aims to determine the effect of the spin-off policy and economic growth on bank health both partially and simultaneously. Design/ methodology/ approach- This research is a quantitative and verification research that is to do calculations on financial data obtained to solve existing problems in accordance with the objectives research. Secondary data over 2014-2018 obtained from the bank's annual report. The analysis was carried out by applying Multiple Linear Regression models using the SPSS program on 6 banks based on purposive sampling. Findings- Estimation results show that during the 2014- 2018 study period, spin off policy and GDP had no influence on the health of banks both in terms of capital and financing/ problem loans. But simultaneously, in terms of capital/ capital and financing/ credit problems show that the independent variable has an influence on the dependent variable. Implications-The scope of this research only covers 6 Sharia Commercial Banks namely, PT Bank BNI Syariah, PT Bank Central Asia Syariah, PT Bank Syariah Mandiri, PT Bank BRI Syariah, PT Bank BTPN Syariah and PT Bank Bukopin Syariah. Thus, the observation can be extended by making comparisons with other Sharia Commercial Banks that have conducted spin off. Keywords: Health of Sharia Commercial Bank, Spin-Off Policy, Economic Growth © 2020 The Author(s). This open access article is distributed under a Creative Commons Attribution (CC-BY-NC-SA) 4.0 license HOW ASEAN ECONOMI C COMMUNITY ( AEC) PROGRESS FROM To link this article http:/ / jrmb.ejournal-feuniat.net/ index.php/ JRMB/ article/ view/ 365 brought to you by CORE View metadata, citation and similar papers at core.ac.uk provided by Electronic Journal Fakultas Ekonomi UNIA (Universitas Islam Attahiriyah)