Waqf Financial Tecnology in Startup Capital Uswatun Hasanah 1 , Darma Pranata 2 , {uswatunchasanah119@gmail.com 1 , pranatadarma2@gmail.com 2 } 1,2 Graduate School, State Institute For Islamic Studies Of Metro, Ki Hajar Dewantara Street 15 A Iringmulyo Kota Metro, Lampung, Indonesia Abstract. If managed properly, productive waqf can be used as a new strategy to alleviate poverty, create prosperity, and support economic stability. In Indonesia, productive waqf has been approved by national law and the Indonesian Council of Ulama (MUI). This is a positive opportunity to develop the better economy and education. However, there is still lack of understanding on the importance of productive endowments for development. as a consequence, there should be a specific stimulus so that that the management of waqf can be developed productively and supported by financial technology. Keywords: productive waqf, startup, financial technology 1. Introduction Fintech comes from the term “financial technology”. According to The National Digital Research Center (NDRC), in Dublin, Ireland, fintech is “innovation infinancial services” or “innovation in fintech financial services” which is an innovation in the financial sector that gets a touch of modern technology. Financial transactions through fintech include payments, investments, money lending, transfers, financial plans and comparison of financial products. Currently there are 142 companies engaged in fintech.[1] There are a number of fintech in Indonesia, such as payment startup, lending , financial planning (personal finance), retail investment, financing (crowdfunding), remittances, and financial research. Fintech is recognized as one of the most important innovations in the financial industry and is growing rapidly, driven by economic equity, favorable regulation, and information technology. Digital-based financial services that are currently developing in Indonesia are, among others, payment channel systems , digital banking , online digital insurance, Peer to Peer (P2P) Lending, and crowdfunding. The following is a list of Fintech Indonesia's startup companies[2]: 1. Payment, in Indonesia the Fintech startup company is mostly dominated by: a. Payment companies, such as: Veritrans, DoKu, Kartuku, iPay88, Easypay, MCpayment, Padipay, Kinerjapay.com, Truemoney, Faspay, Fasapay, Xendit, Espay, Wallezz, Cashlez, Mimopay, Indopay, Firstpay, IPaymu.com, Ovo, Nicepay, Hellopay, Kesles. b. Mobile payments companies, such as Sakuku BCA, Dompetku Indosat Ooredoo, My SmartFren Money, Dimo, Mynt, Matchmove c. Electronic Money: Sepulsa.com, Davestpay.com, GoPay, Indomog, Kudo, Ayopop. ICIDS 2019, September 10-12, Bandar Lampung, Indonesia Copyright © 2019 EAI DOI 10.4108/eai.10-9-2019.2289331