 Correspondence to : monicarosiana@unsoed.ac.id Received:June, 12, 2020 Accepted: June, 21, 2020 Published:June, 30, 2020 JURNAL AKUNTANSI, MANAJEMEN DAN EKONOMI Vol 23, No 2, pp.28-35 Published online in http://jos.unsoed.ac.id/index.php/jame ISSN: 1410-9336 / E-ISSN: 2620-8482 INTRODUCTION Nowadays, the development of technology in Indonesia is very fast. One of them is the payment instrument which is now digitally based, so the public does not need to pocket banknotes because it has turned into digital or electronic money. Of course this situation has an impact on the financial services sector. Before the technology grew rapidly, people used banking services to conduct various activities. The enforcement and application of this electronic money is valid after Bank Indonesia (BI) issued the regulation. The Bank Indonesia (BI) report on the growth of electronic money usage is recorded very significantly. As of February 2019, the use of electronic money grew by 77.6 percent. For the overall growth of non-cash payments grew by 17.1 percent. Electronic money is divided into two, i.e., CIP-based electronic money usually in the form of applications, such as Go-Pay, OVO, and LinkAja. The advantages of electronic money or electronic based payment (e-Pay), among others, better prioritize speed, ease and efficiency when compared with cash payments and also the benefits gained by the public if using electronic-based payments is very large. Although the payment of electronic-based (e-pay) has a positive benefit for the community, but the payment of electronic (e- pay) is still less desirable, it is because the knowledge of technology owned by the community is still lacking, the understanding of the benefits and ease of electronic transactions are still less known by the public. Factors of perception of usability and ease of use in researched can affect e-repurchase use of e-pay, besides the perceived of risk factor also affects E-repurchase e-pay usage. Although technology currently provides benefits and convenience in transactions, there are still a handful of people who consider and reject electronic-based payment systems due to lack of security and uncertainty (Lee, 2009). Even though the main target of Bank Indonesia in issuing electronic money is to minimize the use of cash among the people in everyday transactions. Current consumer of electronic money users generally dominated by middle to middle class people and the people who are technology literate. So that it is evenly distributed the use of electronic money in Indonesia is still lacking. Program less cash society which is promoted by the government itself is part of the preparation of the Indonesian people in facing competition globally, especially the approved ASEAN Economic Community (AEC) since January 2016. Therefore, minimize the use of cash is one way that the value of the currency does not fall and remain stable. The security and uncertainty perceived by the community is the risk of electronic-based payment systems (e-pay) perceived by a handful of people. The risk of security is a public concern for those who publish How to Increase E-Repurchase of E-Pay Consumers in Purwokerto MONICA ROSIANA 1 , DWITA APRILLIA FLORESTI 2 1 Management Department, Faculty of Economic and Business, Universitas Jenderal Soedirman, Indonesia 2 Economics and Development Studies Department, Faculty of Economic and Business, Universitas Jenderal Soedirman, Indonesia Abstract The purpose of this study is to explain the effect of perceived usefulness, perceived ease of use, perceived risk on e-repurchase using e-pay. Structural Equation Modeling (SEM) was used to test the empirical model. The number of samples in this study was 114 e-pay users in Purwokerto. The results indicate that perceived usefulness and perceived ease of use have a positive effect on e-repurchase. In addition, researchers can also prove that perceived risk has a negative effect on e-repurchase. Keywords Perceived usefulness, perceived ease of use, perceived of risk, e-repurchase