96. CSRID Journal, Vol.6 No.2 Juni 2014, Hal. 96 - 107 IMPLEMENTASI METODE SIMPLE ADDITIVE WEIGHTING (SAW) PADA SISTEM PENDUKUNG KEPUTUSAN PEMBERIAN KELAYAKAN KREDIT PINJAMAN KOMERSIAL DI SB SIMPAN PINJAM TASIKMALAYA Teuku Mufizar 1 , Rima Listiani Lestari 2 STMIK Tasikmalaya, Jl. RE. Martadinata No. 272A Kota Tasikmalaya, Telp. 310830 Program Studi Teknik Informatika-S1, STMIK Tasikmalaya e-mail: 1 fizargama@gmail.com, 2 rimalistianilestari@yahoo.co.id ABSTRACT Decision Support System (DSS) is a system that can assist a person in making a decision that is accurate and right on target. Many problems can be solved by using the DSS, one of which is the determination of the feasibility of granting loan. Problems faced by SB Simpan Pinjam Tasikmalaya is the frequent occurrence of errors in judgment and errors reading the data used in the selection process, especially for the assessment of the debtor data, making it possible to analyze the occurrence of errors and lack of accuracy of the assessment results. To overcome these problems it created DSS granting credit worthiness using Simple Additive Weighting Method (SAW) with criteria: guarantees , income level , character / attitude , relationships with relatives, the level of the loan , the amount of family burden , electricity bill payment , proof of payment of Land and Building Tax (PBB) , Letters Property (SHM) , Establishment business License (License) / Certificate of Business (SKU) , proof of salary / Certificate of Income (SKP) , status of residence , where these conditions , the status of the business , as well as conditions of employment term installments of his / her business. The system design tools using Data Flow Diagrams (DFD), while its database design techniques using ERD. The final results of this study found that decision support systems with SAW method for granting credit worthiness of commercial loans can reduce errors in analyzing credit in SB Simpan Pinjam Tasikmalaya. Keywords : Decision Support Systems , Credit Assessment Criteria , Methods SAW ABSTRAK Sistem Pendukung Keputusan (SPK) adalah sistem yang dapat membantu seseorang dalam mengambil keputusan yang akurat dan tepat sasaran. Banyak permasalahan yang dapat diselesaikan dengan menggunakan SPK, salah satunya adalah penentuan pemberian kelayakan kredit pinjaman. Permasalahan yang dihadapi oleh SB Simpan Pinjam Tasikmalaya yaitu sering terjadinya kesalahan penilaian dan kesalahan membaca data yang digunakan dalam proses pemilihan khususnya untuk penilaian data debitur, sehingga memungkinkan terjadinya kesalahan menganalisa dan mengakibatkan kurang akuratnya hasil penilaian. Untuk mengatasi permasalahan tersebut maka dibuatkan SPK pemberian kelayakan kredit menggunakan Metode Simple Additive Weighting (SAW) dengan kriteria-kriteria : jaminan, level penghasilan, kepribadian, relasi, level pinjaman, jumlah tanggungan keluarga, rekening pembayaran listrik, Bukti pembayaran PBB, Surat Hak Milik (SHM), Surat Izin Usaha Pendirian (SIUP), Slip Gaji, status rumah, kondisi rumah, status usaha, jangka angsuran serta kondisi pekerjaan/usahanya. Adapun alat bantu perancangan sistemnya menggunakan Diagram Arus Data (DAD), sedangkan teknik perancangan basisdata nya menggunakan ERD. Hasil akhir dari penelitian ini didapatkan bahwa sistem pendukung keputusan dengan metode SAW untuk pemberian kelayakan kredit pinjaman komersial