Jurnal Ekonomi dan Perbankan Syariah Vol. 9 . No 2 Oktober 2021; 65-91 ISSN (printed): 2355-1755 | ISSN (online): 2579-6437 DOI: https://doi.org/10.46899/jeps.v9i2.284 Determinants of the Intentions of Indonesian Muslim Millennials in Cash Waqf Using E-Payment Ucu Musahidah 1 , Nurdin Sobari 2 1 University of Indonesia: Email: Ucu.musahidah@ui.ac.id 2 University of Indonesia’s Lecturer: Email: nsobari@gmail.com ABSTRACT. This study aims to explain the factors that influence the intention of Indonesian Muslim millennials in paying cash waqf using e-payment. This study uses the UTAUT theory where Religious Belief, Level of Knowledge, and Image are added to the main components. As well as testing the Effort Expectancy variable as a moderator between Performance Expectancy and Behavioral Intention. This research was conducted through an online survey involving 310 respondents who have never had cash waqf. Quantitative analysis based on PLS-SEM shows that Performance Expectancy, Effort Expectancy, Social Influence, Level of Knowledge, and Image variables significantly affect the millennial generation's intention in paying cash waqf using e-payment. However, the variables Facilitating Condition and Religious Belief were found to be insignificant, as well as Effort Expectancy as a variable moderator between Performance Expectancy and Behavioral Intention was found to be insignificant on the millennial generation's intention in paying cash waqf using e- payment. Key Word: UTAUT, Behavioral intention, Digital Waqf, Millennial 1. INTRODUCTION Waqf has a very large role in the development and improvement of welfare. The rapid growth of the Muslim population in the world, especially in Indonesia, has a significant impact on the potential of waqf. Muslims as one of the largest communities in the world, especially in Indonesia, are the biggest assets for the collection and development of cash waqf. If cash waqf can be implemented, there will be potential funds that can be used for the benefit of the people (Arif, 2012). Cash waqf has facilitated many Muslim scholars to conduct research and education, to reduce the dependence of funding on the government. The main characteristic of waqf that distinguishes it from Islamic voluntary other sectors is that when the waqf is fulfilled, there is a transfer of private ownership to the ownership of Allah SWT which is expected to be eternal and provide sustainable benefits (Fauza, 2015). In the beginning, the objects that could be waqf (mauquf bih) were only land/immovable objects, but now it is also known as movable object waqf such as cash waqf, stock