Accepted Manuscript Rule-based Credit Risk Assessment Model Using Multi-Objective Evolutionary Algorithms Makram Soui Supervision, Investigation, Methodology , Ines Gasmi Conceptualization, Writing- Original draft preparation, Writing – Review & Editing preparation, Validatio Salima Smiti Writing- Original draft preparation, Investigation , Khaled Ghedira PII: S0957-4174(19)30094-6 DOI: https://doi.org/10.1016/j.eswa.2019.01.078 Reference: ESWA 12479 To appear in: Expert Systems With Applications Received date: 6 June 2018 Revised date: 25 December 2018 Accepted date: 30 January 2019 Please cite this article as: Makram Soui Supervision, Investigation, Methodology , Ines Gasmi Conceptualization, Writing- Original draft preparation, Writing – Review & Editing preparation, Validatio Salima Smiti Writing- Original draft preparation, Investigation , Khaled Ghedira , Rule-based Credit Risk Assessment Model Using Multi-Objective Evolutionary Algorithms, Expert Systems With Applica- tions (2019), doi: https://doi.org/10.1016/j.eswa.2019.01.078 This is a PDF file of an unedited manuscript that has been accepted for publication. As a service to our customers we are providing this early version of the manuscript. The manuscript will undergo copyediting, typesetting, and review of the resulting proof before it is published in its final form. Please note that during the production process errors may be discovered which could affect the content, and all legal disclaimers that apply to the journal pertain.