i DEBRE MARKOS UNIVERSITY COLLEGE OF BUSINESS & ECONOMICS DEPARTMENT OF ECONOMICS THE IMPACTS OF AMHARA CREDIT AND SAVING INSTITUTION ON HOUSEHOLD’S LIVELIHOOD; THE CASE OF ENEMAY WORDA; AMHARA REGION; ETHIOPIA A Research Paper Presented By: Enedaylalu Bassie Mekonnen Advisor; Yibeltal Bantie (Dr.) September 2022 Bichena ; Ethiopia