How to Cite:
Mas’ud, R., Ibnu, L. R., Azizurrohman, M., Aminy, M. M., Suhirman, G., & Yusup, M.
(2022). E-Channel strategy of Bank NTB Syariah in improving service productivity during
the COVID-19 pandemic. International Journal of Health Sciences, 6(S6), 797–816.
https://doi.org/10.53730/ijhs.v6nS6.10485
International Journal of Health Sciences ISSN 2550-6978 E-ISSN 2550-696X © 2022.
Manuscript submitted: : 7 April 2022, Manuscript revised: 20 June 2022, Accepted for publication: 2 July 2022
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E-Channel strategy of Bank NTB Syariah in
improving service productivity during the
COVID-19 pandemic
Riduan Mas’ud
Universitas Islam Negeri Mataram, Mataram, Indonesia
*Corresponding author email: riduanmasud@uinmataram.ac.id
Lalu Ibnu R.
Bank NTB Syariah, Mataram, Indonesia
Muhammad Azizurrohman
Akademi Pariwisata Mataram, Mataram, Indonesia
Muhammad Muhajir Aminy
Universitas Islam Negeri Mataram, Mataram, Indonesia
Gatot Suhirman
Universitas Islam Negeri Mataram, Mataram, Indonesia
Muhamad Yusup
Universitas Islam Negeri Mataram, Mataram, Indonesia
Abstract---This study aims to analyze the implementation of the E-
Channel strategy in Bank NTB Syariah. The primary focus is
elaboration, performance, and impact of E-Channel strategy in Bank
NTB Syariah in improving service productivity during the COVID-19
pandemic. The basis of primary data is obtained from Bank NTB
Syariah's main office, including Directors, General Managers of related
divisions, and expert staff. The results showed that the E-Channel
strategy implemented by Bank NTB Syariah in improving service
productivity during the COVID-19 pandemic was a catalyst for
implementing its E-Channel systems, such as adding office networks
and building Main Offices, machines, features, booths, and ATM
stickers based on the corporate branding. In terms of digital services,
Bank NTB Syariah increased Electronic Data Capture (EDC)
machines, Laku Pandai services, perfecting m-banking, and
partnerships with other digital payments and the Quick Response
Code Indonesian Standard (QRIS). The implementation of this E-
Channel strategy has a significant impact on the productivity of Bank