AIJR Preprints
Section: Coronavirus
Article Id: 207, Version: 1, 2020
URL:https://preprints.aijr.org/index.php/ap/preprint/view/207
{Click on above link to see the latest available version of this article}
Version 1: Received: 09 August 2020 / Approved: 12 August 2020 / Online: 13 August 2020
Copyright © 2020. The Author(s). This is an open access preprint (not peer-reviewed) article under Creative Commons Attribution-
NonCommercial 4.0 International license, which permits any non-commercial use, distribution, adaptation, and reproduction in any
medium, as long as the original work is properly cited. However, caution and responsibility are required when reusing as the articles on
preprint server are not peer-reviewed. Readers are advised to click on URL/doi link for the possible availability of an updated or peer-
reviewed version.
How to Cite:
Pushakar Dubey et al. “MSMEs in COVID-19 Crisis and India’s Economic Relief Package: A Critical Review”, AIJR Preprints, 207,
version 1, 2020. https://preprints.aijr.org/index.php/ap/preprint/view/207
NOT PEER-REVIEWED
MSMEs in COVID-19 Crisis and India’s Economic Relief Package: A
Critical Review
Pushakar Dubey
1
, Kailash Kumar Sahu
2*
1
Deartment of Management, Pt. Sundarlal Sharma (Open) University Chhattisgarh
2
Department of Management, Dr. C. V. Raman University Bilaspur Chhattisgarh
ABSTRACT
MSMEs (Micro, Small and Medium Enterprise) are the backbone of Indian economy as it contributes
more than 30% in the India’s GDP (Gross Domestic Product). The present research studies the
current conditions of MSMEs amid corona virus crisis and the economic relief package, specifically
for MSMEs, entitled as “Atmanirbhar Bharat (Self-Dependent India)” in order to revive the business
activities of MSMEs. Critical review of the economic package and modification needed in terms of
MSMEs issues in the further announcements were discussed in this paper. Former RBI (Reserve
Bank of India) governor Raghuram Rajan and Nobel Prize winner in economics Prof. Abhijit
Banerjee has also contributed in the discussion in order to revive the Indian economy.
Keywords: MSME, Indian Economy, Economic Package.
1 Introduction
The COVID-19 pandemic has impacted all the sectors of economy, but worst hit the MSME (Micro,
Small and Medium Enterprise) sector in India. All anecdotal evidence explained that MSMEs are in the
worst conditions due to the COVID-19 lockdown as many stranded migrant workers moving towards
their home all across the country. Suvodeep Rakshit of Kotak Institutional Equities stated that MSMEs
were already facing problems such as decline in capacity utilisation and effective generation of revenues
before the COVID-19 crisis. The total lockdown in the country created panic and raised an existence
question for micro industries/enterprises as these firms are not having much cash in hand to wait out the
crisis which results in mass job losses. According to the survey conducted by Suvodeep Rakshit on small
and medium businesses, only 7% of them were saying that their businesses would survive more than three
months in the condition of complete lockdown (only essential services open). Even in the restarting
position, there will be labour unavailability crisis in the urban areas [1]. Micro, small and medium
enterprises (MSMEs) are the backbone of Indian economy. According to Annual report 2018-19 of
Department of MSMEs, about 6.34 crore MSMEs functioning in the country which employs 11 crore
brought to you by CORE View metadata, citation and similar papers at core.ac.uk
provided by AIJR Preprints