Int. J. Indian Culture and Business Management, Vol. 17, No. 4, 2018 383
Copyright © 2018 Inderscience Enterprises Ltd.
Indian women in grassroots socio-political
institutions: impact of microfinance through
self-help groups
Akhaya Kumar Nayak
Area of Humanities and Social Sciences,
Indian Institute of Management Indore,
Indore 453 556, Madhya Pradesh, India
Email: aknayak@iimidr.ac.in
Abstract: Microfinance has long been recognised worldwide as a tool for
poverty alleviation. Besides, it also empowers the poor, both socially and
politically. One of the largest microfinance programs in India is carried out
through women self-help groups (SHGs). Extant literature suggests that by
participating in SHGs, Indian women gain numerous socio-economic and
political advantages. This paper specifically aims to explore the relationship
between women’s participation in self-help group activities and their
involvement as well as role performance in grassroots socio-political
institutions, such as family, village council, local self-government, and caste.
The paper concludes that the more actively the women participate in self-help
group activities, the more involvement they gain and the more important role
they play in grassroots level socio-political institutions. The study has practical
implications for policy makers, non-government organisations and activists in
India that are attempting to elevate the status of women by enabling their
participation in all spheres of life.
Keywords: microfinance; microcredit; self-help groups; SHGs; participation;
role performance; women empowerment.
Reference to this paper should be made as follows: Nayak, A.K. (2018)
‘Indian women in grassroots socio-political institutions: impact of microfinance
through self-help groups’, Int. J. Indian Culture and Business Management,
Vol. 17, No. 4, pp.383–402.
Biographical notes: Akhaya Kumar Nayak is a faculty member in the area of
humanities and social sciences at the Indian Institute of Management Indore,
India. He teaches courses such as Business Ethics, Indian Society and Culture,
Introduction to Sociology, Essentials of Human Values, Leadership Insights
from Bhagavat Gita, and Contemporary Social Issues. His research interest
includes sociology of social movement, sociology of development, sociology of
third sector, and scriptures of Sanatan Dharma.
1 Introduction
Microfinance, or microcredit, became the buzzword in the development discourse of
Asian countries towards the end of the 20th century and in the beginning of 21st century,
especially after Muhammad Yunus, the Nobel Peace Prize winner, gained noteworthy
success through his Grameen Bank innovation. Since then, experiments on microfinance