Old Age Security and Social Pensions Anita M. Schwarz Social Protection World Bank May 2003 I would like to thank Margaret Grosh, Kalinidhi Subbarao, Robert Palacios, Richard Hinz, Stefano Scarpetta, Asta Zviniene, Aniruddha Bonnerjee, and Montserrat Pallares for helpful comments. The errors and omissions are all mine.