International Journal of Computer Applications Technology and Research Volume 2– Issue 4, 400 - 408, 2013, ISSN: 2319–8656 www.ijcat.com 400 M Payment Prototype for Mobile Bill Payment System Jimoh, R. G. COCO, K. B OLUOBO, Abdel, M. F. O. Dept. of Computer Science Dept. of Computer Science Department of Computer Science University of Ilorin, Nigeria University of Ilorin, Nigeria University of Ilorin Abdulsalam, S. O Isiaka, R. M. Dept. of Computer, Library & Info. Science Dept. of Computer, Library & Info. Science Kwara State University, Malete, Nigeria Kwara State University, Malete, Nigeria Abstract: Mobile devices and wireless technologies have come to make a great impact on our lives. Mobile devices have been widely used in the last few years which have led to the e-revolution. This suggests the electronic mode of payment in sustaining the new innovations. The manual payment system has been revealed to be associated with a numbers of problems such as fatigue of standing in long queue, human error, forgery and lots more. This made a number of authors to have suggested electronic payment system with proven advantage in terms of accuracy, speed, cost and security. The Electricity Holding Company of Benin Republic (EHCB) is currently facing a lot of challenges using manual payment system which has made the stakeholders in company to suggest mobile payment system as an alternative. This informs the aim of the researcher to develop an m-payment prototype for EHCB and confirm its usability. The prototype was developed based on prototyping model using WINDEV while the usability was tested using an adapted survey questionnaire with ten metrics. It was discovered that the developed m-payment prototype for Electricity Holding Company of Benin Republic is usable. Key words: WINDEV, M-payment, E-revolution, Prototype and EHCB. 1. INTRODUCTION A mobile payment or m-payment may be defined as any payment where a mobile device is used to initiate, authorize and confirm an exchange of financial value in return for goods and services [1]. Mobile devices may include mobile phones, PDAs, wireless tablets and any other device that connect to mobile telecommunication network and make it possible for payments to be made [3]. In recent years, mobile and wireless technologies have been a hot topic [9]. Many mobile and wireless applications developments are still going on [8]. Instead of paying with cash, cheque or credit cards, a consumer can use a mobile phone to pay for a wide range of services. Consumers and mobile industry representatives are looking forward to the third generation (3G) of mobile phones, one that promises higher quality services to consumers. There are already more than 6 billion mobile subscribers worldwide [2]. This rapid growth has made a mobile phone to provide extra functions and services like bill payment. Consumers are using their mobile phones not only as voice communication tools but also as multi-function tools that can send SMS, play games, and perform other functions. Mobile payment represents another opportunity for the mobile industry and financial service companies [6]. Perhaps, in the near future, it will be a service that is demanded by consumers [6]. Imagine it is the last date of bill payment and you are stuck in an unavoidable meeting; imagine standing in long queues when you could be having fun with friends and family. By sending an SMS your bills are paid and payment is really just a click away. This research work is particularly to achieve electricity bill payment system via mobile phone. The responsibility of EHCB is to supply electricity to their numerous customers. It is desirable in this work to examine the potential technologies for mobile payments systems and to also identify the opportunities and issues for mobile payments with respect to EHCB. 2. PROBLEM STATEMENT There are a number of challenges facing the manual payment system. This approach is not effective in solving the perennial problem like bill distribution, billing and cash collection [4]. According to the source, the following could be identified as major shortcomings of a manual payment system: 1. Time consuming 2. Lack of real time information storage 3. Lack of prompt updating 4. Possibility of human error 5. Lack of accurate and prompt reports 6. Possibility of data duplication The aforementioned shortcomings among others serve as the justification for migrating from manual bill payment system to the proposed mobile bill payment system in