Jurnal Intelektualita: Keislaman, Sosial, dan Sains Vol. 11, 1 (Juni, 2022) ISSN: 2303-2952, EISSN: 2622-8491, DOI: 10.19109/intelektualita.v11i1.9172 Copyright © 2022 Yesi Triani et al http://jurnal.radenfatah.ac.id/index.php/intelektualita Pengaruh Penggunaan M-Banking terhadap Minat Nasabah dalam Bertransaksi di Bank Sumsel Babel Syariah Menggunakan Pendekatan Technology Acceptance Model Yesi Triani 1 , Maftukhatusolikhah 2 , Rinol Sumantri 3 1 UIN Raden Fatah Palembang; 19106022023@radenfatah.ac.id 2 UIN Raden Fatah Palembang; maftukhatosolikhah@radenfatah.ac.id 3 UIN Raden Fatah Palembang; rinolsumantri@radenfatah.ac.id ARTICLE INFO ABSTRACT Keywords: Usefulness; Interest; Bank Sumsel Babel Syariah The purpose of this study was to determine whether Usefulness affects customer interest in transacting using mobile banking at Bank Sumsel Babel Syariah. This type of research is field research, namely direct observation of the object under study in order to obtain relevant data. The method used in this research is to use quantitative analysis research methods, namely using in-depth data analysis in the form of numbers. The author collects data in several stages, namely: Observation, interviews, and literature study. The source of data used in this study is primary data and uses a questionnaire as a data collection technique to be studied. The sample used in this study is UIN Raden Fatah Palembang students who use Mobile Banking. The population in this study were students who used mobile banking services, amounting to 30 diverse respondents. The result of this research is it is known that the value of Fcount = 11.259 with a significance level of 0.003 <0.05, the regression model can be used to predict the interest variable or in other words there is an effect of Usefulness (X) on the interest variable (Y). The X regression coefficient of 0.727 states that for every 1% increase in the Usefulness value, the Interest value increases by 0.727. The regression coefficient is positive, so it can be said that the direction of the influence of the X variable on Y is positive. This is an open access article under the CC BY-NC-SA license. Corresponding Author: Yesi Triani UIN Raden Fatah Palembang; 19106022023@radenfatah.ac.id 1. PENDAHULUAN Dewasa ini, bank telah memanfaatkan teknologi informasi dalam layanan perbankannya dengan meluncurkan media layanan transaksi perbankan berbasis teknologi informasi, yaitu mobile banking (m- banking). Layanan m-banking membuka kesempatan bagi nasabah untuk melakukan transaksi perbankan melalui perangkat handphone atau Personal Data Assistant (PDA). Mobile banking adalah fasilitas layanan dalam pemberian kemudahaan akses maupun kecepatan dalam memperoleh informasi terkini dan transaksi financial secara real time. Mobile banking dapat diakses oleh nasabah perorangan melalui ponsel yang memiliki teknologi GPRS. Produk layanan mobile